The Government Service Insurance System (GSIS) has opened an emergency loan facility for 75,415 active members and old-age pensioners affected by calamities in seven areas in Luzon.

The eligible borrowers include those from Bataan who fell victim to typhoon Josie and from Bulacan province who were battered by typhoons Inday, Josie and Karding.

The municipalities of Anao, Camiling, La Paz, Moncada, and Ramos in Tarlac were also affected by typhoons Inday, Josie, and the south west monsoon (Habagat).

The application deadline for Bataan is 6 and 8 September 2018 for areas in Tarlac and 23 September 2018 for Bulacan province, except for the emergency loan earlier offered for the municipalities of Calumpit, Marilao and Paombong, which has a deadline of 16 September 2018.

GSIS officials said active members in calamity areas who have no existing emergency loan may apply for a P20,000 loan. A total of 16,760 members who have not yet fully paid their previous emergency loan may apply for an amount of P40,000, from which the outstanding balance will be deducted.

Qualified borrowers are active members working or residing in typhoon-hit areas, are not on leave of absence without pay, have no arrears in paying monthly social insurance premium contributions, and have no unpaid loans for more than six months. They should also have a minimum net take-home pay of P5,000 after monthly premium contributions and loan amortization have been deducted.